Our Loans


The Fredericks Foundation provides personal loans to entrepreneurs to start or grow their businesses.

We are a not-for-profit company where all profits are retained within the organisation, enabling us to also offer loans to those individuals who are excluded from other traditional sources of finance.

By applying for any type of loan from Fredericks Foundation you are also helping to support disadvantaged, disabled, unemployed, ex-offenders or single parents, become fledgling entrepreneurs and to make a significant difference to their lives.

The Fredericks Foundation product range include unsecured personal loans for Start-up and Growth companies

Stop Press -  Change in Eligibility Criteria

After a successful year providing loans to new and existing businesses, funds have been exhausted in some areas.  Therefore from October 1st funding will only be available to those living in the following areas:

  • Wiltshire

  • Kent

  • Cornwall

  • Lincolnshire

  • Northamptonshire

  • Cambridgeshire

  • Bristol and Bath and North Somerset

  • London

  • Devon

  • Surrey

Any applications received before September 30th will be processed.  We hope to resume funding coverage for the whole of England and Wales early next year.

Loan terms from 12 to 36 months

Rates from 8% to 14%

No early payback penalties

Long term flexible rolling  loans

All loans are subject to an upfront admin fee that is only payable on success and the applicant’s credit score and business plan will determine which type of loans are available to them.

Please click on the buttons below for more details and Contact Us or call 01276 472722 to check your eligibility.

 “We first made contact with Fredericks in 2013 for our first loan, and after a really welcoming conversation with their panel, were granted the loan that allowed us to attend an important trade show to take our business to the next level. Having paid that initial loan back, we approached them for a second time looking for funds to support a new product line we had planned and were again granted the loan. Our experience with Fredericks has always been a pleasant one, and they have always been accommodating and friendly to deal with. We would highly recommend them to anyone looking to turn a dream into a business. “